Blog Listing
Sep 22, 2026
by Pankaj Sihag
Kisan Credit Card Scheme: Complete Guide for Farmers
Many kisaans (farmers) across India continue to borrow from sahukaars (moneylenders) at high interest rates, even though a government-backed credit facility exists that can bring the cost of Kisan Rin (agricultural credit) down to just 4% per annum. Lack of awareness is widely cited as a key reason farmers miss out, many simply do not realise they qualify. That facility is the Kisan Cred...
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Sep 17, 2026
by Pankaj Sihag
Crop Insurance Online for Rajasthan Farmers: PMFBY Guide
Scheme Pradhan Mantri Fasal Bima Yojana (PMFBY) Official portal pmfby.gov.in Who can apply Loanee, non-loanee, sharecropper (bataidaar), and tenant farmers Farmer premium 2% for Kharif · 1.5% for Rabi · 5% for commercial/horticultural crops Kharif 2026 cut-off 31 July 2026...
Sep 12, 2026
by Pankaj Sihag
eNAM Farmer Registration: A Complete Guide for India
eNAM full form National Agriculture Market Registration cost Completely free for farmers APMC verification time 2 to 5 working days (varies by mandi) Key documents needed Aadhaar, bank passbook, land records, email ID Platform access enam.gov.in or the official eNAM mobile app (Android)...
Aug 20, 2026
by Pankaj Sihag
PM Krishi Sinchayee Yojana Explained: How Farmers Can Get Irrigation Subsidy Benefits
PM Krishi Sinchayee Yojana was launched in 2015 with the goal of bringing water to every farm in India under “Har Khet Ko Pani”. Small and marginal kisaans can get 55% subsidy on drip and sprinkler systems, while other farmers can get 45% subsidy. Subsidy is generally available for up to 5 hectares per farmer, subject to state-specific rules. Aadhaar, land records, a...
Jul 03, 2026
by Pankaj Sihag
Kisan Credit Card (KCC) Scheme Explained: Loan Benefits, Limit and Eligibility for Farmers
The Kisan Credit Card scheme gives kisaans easy access to short-term crop loans for seeds, fertilisers, irrigation, and other farm needs. Under Budget 2025–26, the loan ceiling under the Modified Interest Subvention Scheme (MISS) was increased from ₹3 lakh to ₹5 lakh. The standard crop loan interest rate is 7%, but timely repayment can reduce the effective rat...
Jul 03, 2026
by Pankaj Sihag
Soil Health Card Scheme Explained: How It Helps Farmers Increase Crop Yield Naturally
The Soil Health Card scheme tests your zameen for 12 key soil parameters and tells you which nutrients it needs. Cards are generally issued once every three years, helping farmers track changes in soil fertility over time. Sampling is done on a 2.5-hectare grid in irrigated areas and a 10-hectare grid in rainfed areas. The card helps farmers reduce unnecessa...
Jul 02, 2026
by Pankaj Sihag
PMFBY Crop Insurance Scheme: How Farmers Can Claim Crop Loss Compensation
PMFBY covers crop loss caused by natural calamities, notified pest attacks, and disease outbreaks at low premium rates. Farmers pay only 2% for kharif crops, 1.5% for rabi crops, and 5% for commercial or horticultural crops. To claim compensation for localised crop loss, the damage must usually be reported within 72 hours. Keeping Aadhaar, bank details, and...
Jul 02, 2026
by Pankaj Sihag
How to Apply for PMFBY Crop Insurance Claim: Step-by-Step Farmer Guide
PMFBY protects farmers against fasal loss caused by drought, flood, hailstorm, pest attack, and other notified risks. Crop loss must be reported within 72 hours. This is the most important rule. Farmers can report loss through the crop insurance app, helpline 14447, CSC, bank branch, or agriculture office. Aadhaar, bank details, land records, sowing certificate, a...
May 13, 2026
by Pankaj Sihag
Farmer ID - Rajasthan’s Kisan Registry
Getting your Farmer ID (Kisan Pehchaan Patra) is actually quite simple, and you can do it yourself online or visit a center. Since the poster mentions "E-Mitra" and "Patwari," this process is specifically tailored for Rajasthan’s Farmer Registry (RajKisan) system. Here is the step-by-step guide to getting it done.
Apr 11, 2026
by Pankaj Sihag
Pradhanmantri Krishi Sinchai Yojana (PMKSY)
The Pradhanmantri Krishi Sinchai Yojana (PMKSY) is a pivotal initiative introduced by the Government of India aimed at enhancing agricultural productivity and improving irrigation systems across the nation. Launched in 2015, this scheme addresses crucial challenges farmers face, primarily concerning water scarcity and inefficient irrigation practices. Recognizing that approximately...
Apr 08, 2026
by Pankaj Sihag
Pradhan Mantri Fasal Bima Yojana (PMFBY)
The Pradhan Mantri Fasal Bima Yojana (PMFBY) is a landmark initiative of the Government of India, launched on February 18, 2016, with the aim of sustaining and supporting the agricultural sector by mitigating crop risks. This agricultural insurance scheme is designed to provide comprehensive coverage and financial support to farmers in the event of crop loss resulting from natural...
Apr 06, 2026
by Pankaj Sihag
An In-depth Overview of Minimum Support Price (MSP) in India
The Minimum Support Price (MSP) is a critical policy mechanism, introduced by the Indian government in 1966, aimed at ensuring a stable income for farmers and preventing vulnerability to fluctuating market prices. This administrative measure is designed to protect farmers from exploitation by middlemen and volatile market conditions, thereby contributing to the s...